By Team

MIAMI (CBSMiami) – A new study finds that auto insurance costs in the Sunshine State are more than nearly everywhere else in the country.

The Sun Sentinel reports Floridians on average pay the second-highest share of their incomes on insurance premiums. This is based on data from

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That breaks down to the average driver spending 4.42% of their income on auto insurance.

In a dollar-for-dollar comparison, Florida drivers pay more than $2,700 a year for full coverage.

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South Florida numbers are even higher at $3,500.

The national average is 2.57% or $1,700 of annual income.

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Bankrate says the reasons Florida drivers pay so much include the state’s severe weather susceptibility and the rate of uninsured drivers, which is 20%. Team