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MIAMI (CBSMiami/AP) – Florida ranks number two in the nation, behind New Jersey, for the number of foreclosures in the last year.

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The good news is the state’s foreclosure activity declined 17 percent.

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The research firm Realty Trac said Thursday that 1 in every 186 homes in Florida had a foreclosure filing in the third quarter of this year.

Realty Trac says foreclosure starts in Florida were down 28 percent from a year ago, and scheduled foreclosure auctions were down 46 percent year-over-year.

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But banks repossessions in Florida increased by more than a third from a year ago.