cbs4 My 33 Header Logo

Local

Tips To Protect Your Home, Property In Case Of A Hurricane

View Comments
hurricanegeneric
Hurricane 2013 Resources

CORAL GABLES (CBS4) – The 2011 Hurricane Season is predicted to be an active one.

While the season may not technically start until June 1st, there are things you can do now to start making sure you are ready.

The advice is coming from Daniel Odess, President of East Coast Public Adjusters. People hire public adjusters to negotiate with insurance claims. Some studies show, as experts, they can get more money for your claim.

The first tip includes taking hundreds of photographs of your home.

“Making sure not only the content is included in those photographs, but also the walls floors and ceilings,” said Odess.

Another helpful tool is to inspect your home before a storm, something homeowners can hire professionals to do.

“We can have some historical information to go back on,” said Odess.

Homeowners should also make a list of all repair workers that people may need after a storm.

As far as the outside of your home, no matter how new or old, check windows and doors for any cracks.

“What we are really concerned about is the caulk and the sealant along the edges of the windows,” said Odess.

Most important of all, ahead of any major rain storms, people should bag their insurance policy and all important documents.

“One copy keep with you and other copy leave it at your office,” said Odess.

The advice will be helpful when it is time to file an insurance claim.

“They don’t have a crystal ball. They do not know what you owned. They do not know what it cost,” said Jorge Ramallo, who works with insurance companies.

And while public insurance adjusters can be useful, they charge a fee. Florida law limits their compensation to only 20 percent of the amount of money your insurance company gives you from your claim. If you collect nothing, then your public adjuster doesn’t get paid.

View Comments
  • WHATSAMATTERU

    PROTEXT??????????????????????

  • Phil Gaines Forklift

    You have more to lose from the class warfare employed by Rick Scott than a hurricane. Property is replaceable and insured.
    Ricks team is going to make sure if you have a job left, you’ll be unable to pay for the new insurance hikes, pension grabs/thefts, and higher education is going to be out of reach for middle Florida.

    Lets Get To Work increasing the divison between rich and poor.

    If he wasnt governor he would have NOTHING to do with you.

blog comments powered by Disqus
Listen Live!

CBS Miami Sections

Shopping Around South Florida

Rockefeller Tree
Best Shopping Centers & Malls
From Sawgrass Mills to the Falls, these are your best bets for malls.
 Tis The Season
Best South Florida Thrift Stores
Malls too expensive? Check out the bargains and be thrifty.
 Tis The Season
Best Swimsuit Shops In Miami
It’s South Florida, you have to have the perfect look for the beach!
 Shopping Around South Florida
Best Small Boutique With Big Fashion
The perfect place to find high fashion in a small store.